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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY4+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $67,368 |
MORGAN STANLEY SMITH BARNEY4+ years Filed as: MORGAN STANLEY INS SERVICES INC Service code 49 · EIN 51-0116113 | Other Services | $24,439 |
WILSHIRE ASSOCIATES INCORPORATED4+ years Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,923 | $295,344-52.3% | $169,452-16.8% | - |
| Participation rate | 100.0% | 68.3%+31.7pp | 77.8%+22.2pp | - |
| Annual return | -5.96% | -3.68%-2.3pp | 1.83%-7.8pp | - |
| Employer contribution / active EE | $3,832 | $1,621+136.5% | $4,157-7.8% | - |
| Participant deferral / active EE | $9,389 | $3,919+139.5% | $5,277+77.9% | - |
| Admin fee / account holder | $507 | $18,915-97.3% | $9,110-94.4% | - |