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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,067 | $110,278+75.1% | $95,740+101.7% | $139,466+38.4% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | -0.34% | 27.19%-27.5pp | 28.41%-28.8pp | 373.66%-374.0pp |
| Employer contribution / active EE | $11,111 | $3,260+240.8% | $2,836+291.8% | $4,754+133.7% |
| Participant deferral / active EE | $5,014 | $4,674+7.3% | $4,244+18.2% | $6,712-25.3% |
| Admin fee / account holder | $6,020 | $6,613-9.0% | $5,676+6.1% | $11,409-47.2% |