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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,941 | $127,296+57.9% | $109,907+82.8% | $167,536+19.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.2%+25.8pp | 82.1%+17.9pp |
| Annual return | 17.65% | 22.97%-5.3pp | 29.46%-11.8pp | 478.82%-461.2pp |
| Employer contribution / active EE | $9,086 | $3,325+173.3% | $2,844+219.5% | $4,839+87.8% |
| Participant deferral / active EE | $2,465 | $4,513-45.4% | $4,047-39.1% | $6,342-61.1% |
| Admin fee / account holder | $5,821 | $7,119-18.2% | $6,069-4.1% | $12,315-52.7% |