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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,514 | $244,357-22.9% | $210,245-10.3% | $382,429-50.7% |
| Participation rate | 100.0% | 83.3%+16.7pp | 81.8%+18.2pp | 87.7%+12.3pp |
| Annual return | 17.13% | -7.05%+24.2pp | -5.56%+22.7pp | 248.85%-231.7pp |
| Employer contribution / active EE | $0 | $6,439-100.0% | $5,917-100.0% | $8,036-100.0% |
| Participant deferral / active EE | $3,587 | $5,089-29.5% | $4,757-24.6% | $5,727-37.4% |
| Admin fee / account holder | $769 | $11,489-93.3% | $13,533-94.3% | $30,732-97.5% |