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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,315 | $91,179+233.8% | $178,499+70.5% | $79,852+281.1% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | -0.13% | 24.19%-24.3pp | 151.10%-151.2pp | 31.72%-31.9pp |
| Employer contribution / active EE | $2,673 | $3,256-17.9% | $5,011-46.7% | $2,471+8.2% |
| Participant deferral / active EE | $5,714 | $3,236+76.6% | $5,202+9.8% | $3,740+52.8% |
| Admin fee / account holder | $46,519 | $6,749+589.3% | $13,986+232.6% | $5,306+776.7% |