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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $424,501 | $77,638+446.8% | $156,551+171.2% | $62,881+575.1% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 1.02% | 50.33%-49.3pp | 32.23%-31.2pp | 20.14%-19.1pp |
| Employer contribution / active EE | $2,685 | $3,444-22.0% | $5,501-51.2% | $2,281+17.7% |
| Participant deferral / active EE | $3,647 | $3,046+19.8% | $4,871-25.1% | $3,203+13.9% |
| Admin fee / account holder | $12,463 | $5,561+124.1% | $13,028-4.3% | $4,296+190.1% |