Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,984 | $63,082-6.5% | $81,726-27.8% | $79,856-26.1% |
| Participation rate | 54.2% | 67.5%-13.4pp | 72.0%-17.8pp | 69.6%-15.5pp |
| Annual return | 4.78% | 22.66%-17.9pp | 29.49%-24.7pp | 31.71%-26.9pp |
| Employer contribution / active EE | $1,293 | $1,795-28.0% | $4,311-70.0% | $2,471-47.7% |
| Participant deferral / active EE | $1,980 | $2,780-28.8% | $7,108-72.1% | $3,741-47.1% |
| Admin fee / account holder | $6,377 | $4,428+44.0% | $5,160+23.6% | $5,306+20.2% |