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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,992 | $81,331+54.9% | $155,534-19.0% | $80,935+55.7% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 8.26% | 33.37%-25.1pp | 64.92%-56.7pp | 35.66%-27.4pp |
| Employer contribution / active EE | $12,778 | $3,105+311.6% | $4,675+173.3% | $2,757+363.5% |
| Participant deferral / active EE | $6,623 | $3,454+91.7% | $5,630+17.6% | $4,299+54.0% |
| Admin fee / account holder | $78,172 | $7,999+877.3% | $15,900+391.7% | $6,924+1028.9% |