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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,054 | $77,920+136.2% | $149,723+22.9% | $75,177+144.8% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 12.62% | 31.72%-19.1pp | 134.50%-121.9pp | 160.75%-148.1pp |
| Employer contribution / active EE | $6,368 | $3,138+102.9% | $4,821+32.1% | $2,671+138.4% |
| Participant deferral / active EE | $6,656 | $3,411+95.1% | $5,682+17.1% | $4,126+61.3% |
| Admin fee / account holder | $15,614 | $5,951+162.4% | $13,215+18.2% | $5,651+176.3% |