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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,611 | $162,821-57.2% | $133,978-48.0% | $158,982-56.2% |
| Participation rate | 94.1% | 83.2%+10.9pp | 79.8%+14.3pp | 82.0%+12.2pp |
| Annual return | -6.73% | 41.95%-48.7pp | 45.10%-51.8pp | 302.99%-309.7pp |
| Employer contribution / active EE | $3,027 | $4,976-39.2% | $3,919-22.8% | $4,763-36.4% |
| Participant deferral / active EE | $1,221 | $5,910-79.3% | $5,047-75.8% | $5,983-79.6% |
| Admin fee / account holder | $1,913 | $11,742-83.7% | $8,930-78.6% | $11,252-83.0% |