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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,969 | $152,619-54.8% | $125,195-44.9% | $152,909-54.9% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 0.57% | 54.85%-54.3pp | 43.79%-43.2pp | 345.46%-344.9pp |
| Employer contribution / active EE | $3,119 | $4,947-36.9% | $3,866-19.3% | $4,764-34.5% |
| Participant deferral / active EE | $1,275 | $5,869-78.3% | $4,937-74.2% | $5,851-78.2% |
| Admin fee / account holder | $1,122 | $13,437-91.6% | $9,704-88.4% | $11,601-90.3% |