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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,070 | $227,597-42.9% | $189,575-31.4% | $167,536-22.4% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.4%-11.8pp | 82.1%-15.4pp |
| Annual return | 11.02% | 78.44%-67.4pp | 64.19%-53.2pp | 478.82%-467.8pp |
| Employer contribution / active EE | $2,240 | $5,316-57.9% | $4,412-49.2% | $4,839-53.7% |
| Participant deferral / active EE | $2,367 | $7,002-66.2% | $6,174-61.7% | $6,342-62.7% |
| Admin fee / account holder | $53,801 | $11,877+353.0% | $9,806+448.7% | $12,315+336.9% |