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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,657 | $211,946-39.8% | $169,452-24.7% | $135,380-5.7% |
| Participation rate | 50.0% | 82.6%-32.6pp | 77.8%-27.8pp | 82.6%-32.6pp |
| Annual return | -5.16% | 3.26%-8.4pp | 1.83%-7.0pp | 519.81%-525.0pp |
| Employer contribution / active EE | $1,910 | $5,117-62.7% | $4,157-54.1% | $4,779-60.0% |
| Participant deferral / active EE | $2,725 | $6,075-55.1% | $5,277-48.4% | $5,609-51.4% |
| Admin fee / account holder | $2,172 | $11,472-81.1% | $9,110-76.2% | $10,828-79.9% |