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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,630 | $71,197-54.2% | $93,669-65.2% | $80,925-59.7% |
| Participation rate | 57.1% | 60.4%-3.3pp | 68.7%-11.6pp | 67.7%-10.5pp |
| Annual return | 29.96% | 11.27%+18.7pp | 133.59%-103.6pp | 35.65%-5.7pp |
| Employer contribution / active EE | $410 | $1,565-73.8% | $2,424-83.1% | $2,756-85.1% |
| Participant deferral / active EE | $4,981 | $4,036+23.4% | $4,416+12.8% | $4,299+15.9% |
| Admin fee / account holder | $5,912 | $6,959-15.0% | $8,291-28.7% | $6,940-14.8% |