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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,627 | $65,034-79.0% | $90,970-85.0% | $79,856-82.9% |
| Participation rate | 70.4% | 61.6%+8.8pp | 69.0%+1.4pp | 69.6%+0.7pp |
| Annual return | 15.83% | 30.45%-14.6pp | 134.60%-118.8pp | 31.71%-15.9pp |
| Employer contribution / active EE | $601 | $1,247-51.8% | $2,122-71.7% | $2,471-75.7% |
| Participant deferral / active EE | $3,769 | $2,512+50.0% | $3,373+11.7% | $3,741+0.7% |
| Admin fee / account holder | $3,119 | $4,536-31.2% | $5,961-47.7% | $5,306-41.2% |