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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,448 | $138,114-65.6% | $125,391-62.2% | $134,545-64.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -14.23% | 750.88%-765.1pp | 572.41%-586.6pp | 418.37%-432.6pp |
| Employer contribution / active EE | $1,643 | $5,246-68.7% | $4,816-65.9% | $4,742-65.3% |
| Participant deferral / active EE | $6,531 | $7,801-16.3% | $7,448-12.3% | $6,401+2.0% |
| Admin fee / account holder | $4,465 | $11,570-61.4% | $10,009-55.4% | $11,431-60.9% |