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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,310 | $157,304-74.4% | $141,197-71.5% | $152,909-73.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 16.73% | 64.34%-47.6pp | 71.41%-54.7pp | 345.46%-328.7pp |
| Employer contribution / active EE | $1,563 | $5,263-70.3% | $4,736-67.0% | $4,764-67.2% |
| Participant deferral / active EE | $5,149 | $7,111-27.6% | $6,710-23.3% | $5,851-12.0% |
| Admin fee / account holder | $2,129 | $12,126-82.4% | $10,265-79.3% | $11,601-81.7% |