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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,088 | $45,050+9.0% | $63,018-22.1% | $70,126-30.0% |
| Participation rate | 100.0% | 69.5%+30.5pp | 74.8%+25.2pp | 69.5%+30.5pp |
| Annual return | 17.98% | 18.76%-0.8pp | 87.62%-69.6pp | 73.15%-55.2pp |
| Employer contribution / active EE | $4,473 | $2,052+118.0% | $2,761+62.0% | $2,343+91.0% |
| Participant deferral / active EE | $3,425 | $2,466+38.9% | $3,330+2.9% | $3,332+2.8% |
| Admin fee / account holder | $1,607 | $2,834-43.3% | $3,601-55.4% | $4,645-65.4% |