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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,252 | $78,015+59.3% | $178,505-30.4% | $80,959+53.5% |
| Participation rate | 47.2% | 65.7%-18.4pp | 77.1%-29.9pp | 67.7%-20.4pp |
| Annual return | 16.01% | 18.10%-2.1pp | 27.16%-11.2pp | 35.67%-19.7pp |
| Employer contribution / active EE | $2,047 | $2,281-10.3% | $3,955-48.3% | $2,757-25.8% |
| Participant deferral / active EE | $4,905 | $4,406+11.3% | $6,280-21.9% | $4,300+14.1% |
| Admin fee / account holder | $102 | $7,160-98.6% | $10,428-99.0% | $6,925-98.5% |