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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,678 | $165,361+40.1% | $149,715+54.7% | $158,950+45.8% |
| Participation rate | 85.7% | 84.6%+1.1pp | 82.5%+3.2pp | 82.0%+3.8pp |
| Annual return | 15.01% | 348.24%-333.2pp | 276.66%-261.7pp | 302.91%-287.9pp |
| Employer contribution / active EE | $0 | $5,103-100.0% | $4,645-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $6,172 | $7,182-14.1% | $6,842-9.8% | $5,983+3.2% |
| Admin fee / account holder | $1,370 | $10,808-87.3% | $9,310-85.3% | $11,248-87.8% |