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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,296 | $52,279+376.9% | $89,414+178.8% | $79,852+212.2% |
| Participation rate | 64.5% | 57.5%+7.0pp | 68.0%-3.5pp | 69.6%-5.1pp |
| Annual return | 13.12% | 22.16%-9.0pp | 245.50%-232.4pp | 31.72%-18.6pp |
| Employer contribution / active EE | $3,790 | $1,572+141.2% | $2,586+46.6% | $2,471+53.4% |
| Participant deferral / active EE | $4,065 | $2,740+48.3% | $3,890+4.5% | $3,740+8.7% |
| Admin fee / account holder | $22,446 | $3,356+568.7% | $4,883+359.7% | $5,306+323.0% |