Retirement plan

CUMBERLAND PLATEAU PLANNING DISTRICT COMMISSION RETIREMENT SAVINGS PLAN & TRUST

Name: CUMBERLAND PLATEAU PLANNING DISTRICT COMMISSION - CUMBERLAND PLATEAU PLANNING DISTRICT COMMISSION RETIREMENT SAVINGS PLAN & TRUST (2018) Form 5500
Creator: CUMBERLAND PLATEAU PLANNING DISTRICT COMMISSION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CUMBERLAND PLATEAU PLANNING DISTRICT COMMISSION RETIREMENT SAVINGS PLAN & TRUST, CUMBERLAND PLATEAU PLANNING DISTRICT COMMISSION

CUMBERLAND PLATEAU PLANNING DISTRICT COMMISSIONEIN 54-0837020Plan #002PY 2018

P.O. BOX 548 - LEBANON, VA 24266276-889-1778cppdc.comLinkedIn1-10 employeesgovernment administration

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$2M

-1.0% from 2017

Total participants

-10.0% from 2017

Average account balance

$227,093

+10.0% from 2017

Annual return

5.81%

-0.08 pp from 2017

Benchmarks

See 33,726 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort33,726 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$970K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$121K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

80.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$45K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+6.27%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$83591

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$208K

$29657 / participant

Other / not subdivided$208K100.0%

% of EOY assets

10.157%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$227,093

$90,607+150.6%

$79,467+185.8%

$135,380+67.7%

Participation rate

100.0%

76.0%+24.0pp

73.3%+26.7pp

82.6%+17.4pp

Annual return

5.81%

977.74%-971.9pp

718.30%-712.5pp

519.81%-514.0pp

Employer contribution / active EE

$5,562

$3,068+81.3%

$2,800+98.6%

$4,779+16.4%

Participant deferral / active EE

$2,489

$4,050-38.5%

$3,704-32.8%

$5,609-55.6%

Admin fee / account holder

$23,067

$5,895+291.3%

$5,104+351.9%

$10,828+113.0%

CUMBERLAND PLATEAU PLANNING DISTRICT COMMISSION RETIREMENT SAVINGS PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CUMBERLAND PLATEAU PLANNING DISTRICT COMMISSION RETIREMENT SAVINGS PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion