Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS2+ years Filed as: CAPITAL RESEARCH & MANAGEMENT CO. Service code 25 · EIN 95-1411037 | Directed Trustee | $12,433 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,898 | $50,106-24.4% | $69,779-45.7% | $57,658-34.3% |
| Participation rate | 64.5% | 70.9%-6.4pp | 71.8%-7.4pp | 70.2%-5.8pp |
| Annual return | 8.59% | 14.58%-6.0pp | 12.99%-4.4pp | 5.13%+3.5pp |
| Employer contribution / active EE | $379 | $1,739-78.2% | $2,338-83.8% | $1,974-80.8% |
| Participant deferral / active EE | $1,883 | $2,486-24.2% | $2,931-35.7% | $3,061-38.5% |
| Admin fee / account holder | $33 | $89-63.0% | $4,381-99.2% | $95-65.1% |