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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,454 | $89,259-17.7% | $107,187-31.5% | $82,637-11.1% |
| Participation rate | 85.7% | 67.9%+17.8pp | 75.0%+10.7pp | 68.1%+17.7pp |
| Annual return | 14.32% | 21.02%-6.7pp | 204.55%-190.2pp | 53.51%-39.2pp |
| Employer contribution / active EE | $2,849 | $3,080-7.5% | $3,782-24.7% | $2,552+11.6% |
| Participant deferral / active EE | $1,396 | $4,037-65.4% | $5,096-72.6% | $4,126-66.2% |
| Admin fee / account holder | $5,223 | $7,381-29.2% | $9,162-43.0% | $7,339-28.8% |