Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,563 | $43,344-80.2% | $59,899-85.7% | $64,173-86.7% |
| Participation rate | 30.7% | 69.2%-38.5pp | 74.7%-44.0pp | 69.6%-38.9pp |
| Annual return | -11.29% | -1.55%-9.7pp | 3.46%-14.7pp | 7.63%-18.9pp |
| Employer contribution / active EE | $160 | $2,030-92.1% | $2,723-94.1% | $2,381-93.3% |
| Participant deferral / active EE | $934 | $2,547-63.4% | $3,402-72.6% | $3,470-73.1% |
| Admin fee / account holder | $377 | $3,008-87.5% | $3,592-89.5% | $4,887-92.3% |