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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,091 | $59,819+15.5% | $79,583-13.2% | $68,490+0.9% |
| Participation rate | 69.1% | 61.1%+8.0pp | 69.5%-0.4pp | 67.9%+1.2pp |
| Annual return | -15.71% | -12.30%-3.4pp | 0.16%-15.9pp | -7.85%-7.9pp |
| Employer contribution / active EE | $1,712 | $1,505+13.7% | $2,414-29.1% | $2,597-34.1% |
| Participant deferral / active EE | $4,515 | $3,025+49.3% | $3,986+13.3% | $4,028+12.1% |
| Admin fee / account holder | $1,171 | $4,835-75.8% | $6,835-82.9% | $5,403-78.3% |