Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,417 | $62,672+2.8% | $185,117-65.2% | $70,126-8.1% |
| Participation rate | 48.4% | 63.8%-15.4pp | 77.3%-28.9pp | 69.5%-21.2pp |
| Annual return | 15.62% | 40.79%-25.2pp | 40.50%-24.9pp | 73.15%-57.5pp |
| Employer contribution / active EE | $245 | $1,753-86.0% | $4,182-94.1% | $2,343-89.5% |
| Participant deferral / active EE | $1,639 | $3,272-49.9% | $5,045-67.5% | $3,332-50.8% |
| Admin fee / account holder | $1,938 | $3,932-50.7% | $8,159-76.2% | $4,645-58.3% |