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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,020 | $112,915+8.1% | $90,965+34.1% | $158,950-23.2% |
| Participation rate | 91.3% | 74.7%+16.6pp | 69.0%+22.3pp | 82.0%+9.3pp |
| Annual return | 4.08% | 215.75%-211.7pp | 134.57%-130.5pp | 302.91%-298.8pp |
| Employer contribution / active EE | $2,616 | $2,894-9.6% | $2,122+23.3% | $4,762-45.1% |
| Participant deferral / active EE | $6,261 | $4,128+51.7% | $3,373+85.6% | $5,983+4.6% |
| Admin fee / account holder | $4,200 | $8,044-47.8% | $5,960-29.5% | $11,248-62.7% |