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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,253 | $63,346+40.9% | $92,240-3.2% | $70,126+27.3% |
| Participation rate | 97.4% | 68.7%+28.7pp | 76.5%+20.9pp | 69.5%+27.8pp |
| Annual return | 8.41% | 530.19%-521.8pp | 176.29%-167.9pp | 73.15%-64.7pp |
| Employer contribution / active EE | $3,916 | $2,471+58.5% | $3,680+6.4% | $2,343+67.2% |
| Participant deferral / active EE | $1,772 | $2,854-37.9% | $3,897-54.5% | $3,332-46.8% |
| Admin fee / account holder | $2,991 | $3,841-22.1% | $5,194-42.4% | $4,645-35.6% |