Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,087 | $69,977-48.4% | $108,582-66.8% | $62,881-42.6% |
| Participation rate | 46.7% | 72.9%-26.2pp | 79.6%-32.8pp | 69.3%-22.6pp |
| Annual return | 2.33% | 10.73%-8.4pp | -51.70%+54.0pp | 20.14%-17.8pp |
| Employer contribution / active EE | $526 | $2,135-75.4% | $3,758-86.0% | $2,281-76.9% |
| Participant deferral / active EE | $1,322 | $3,165-58.2% | $4,311-69.3% | $3,203-58.7% |
| Admin fee / account holder | $3,309 | $5,076-34.8% | $7,645-56.7% | $4,296-23.0% |