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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,032 | $93,589+6.9% | $135,942-26.4% | $75,181+33.1% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 14.84% | 30.90%-16.1pp | 68.28%-53.4pp | 160.69%-145.8pp |
| Employer contribution / active EE | $6,115 | $3,537+72.9% | $4,858+25.9% | $2,671+129.0% |
| Participant deferral / active EE | $10,607 | $6,405+65.6% | $7,759+36.7% | $4,126+157.1% |
| Admin fee / account holder | $33,943 | $6,977+386.5% | $10,764+215.3% | $5,650+500.8% |