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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,642 | $100,938+0.7% | $90,461+12.4% | $158,982-36.1% |
| Participation rate | 31.6% | 75.0%-43.5pp | 72.7%-41.1pp | 82.0%-50.4pp |
| Annual return | 11.72% | 1727.20%-1715.5pp | 1294.76%-1283.0pp | 302.99%-291.3pp |
| Employer contribution / active EE | $1,335 | $3,691-63.8% | $3,264-59.1% | $4,763-72.0% |
| Participant deferral / active EE | $2,567 | $4,350-41.0% | $3,964-35.3% | $5,983-57.1% |
| Admin fee / account holder | $102,140 | $6,510+1469.0% | $5,617+1718.5% | $11,252+807.8% |