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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,044 | $103,038+125.2% | $90,324+156.9% | $152,909+51.8% |
| Participation rate | 14.3% | 75.9%-61.6pp | 73.3%-59.0pp | 82.5%-68.2pp |
| Annual return | 23.83% | 95.25%-71.4pp | 78.15%-54.3pp | 345.46%-321.6pp |
| Employer contribution / active EE | $1,102 | $3,141-64.9% | $2,856-61.4% | $4,764-76.9% |
| Participant deferral / active EE | $1,980 | $4,282-53.8% | $3,885-49.0% | $5,851-66.2% |
| Admin fee / account holder | $1,575 | $6,177-74.5% | $5,356-70.6% | $11,601-86.4% |