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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,210 | $88,710+3.9% | $81,783+12.7% | $145,959-36.8% |
| Participation rate | 58.3% | 75.0%-16.7pp | 72.4%-14.0pp | 80.3%-22.0pp |
| Annual return | 11.55% | 1027.26%-1015.7pp | 775.05%-763.5pp | 561.95%-550.4pp |
| Employer contribution / active EE | $2,718 | $3,083-11.9% | $2,913-6.7% | $4,661-41.7% |
| Participant deferral / active EE | $4,687 | $4,645+0.9% | $4,320+8.5% | $6,689-29.9% |
| Admin fee / account holder | $38,935 | $8,407+363.1% | $7,380+427.6% | $13,398+190.6% |