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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,685 | $81,331-79.5% | $155,534-89.3% | $80,935-79.4% |
| Participation rate | 92.5% | 66.3%+26.2pp | 78.2%+14.3pp | 67.7%+24.8pp |
| Annual return | 12.81% | 33.37%-20.6pp | 64.92%-52.1pp | 35.66%-22.8pp |
| Employer contribution / active EE | $101 | $3,105-96.8% | $4,675-97.9% | $2,757-96.4% |
| Participant deferral / active EE | $1,894 | $3,454-45.2% | $5,630-66.4% | $4,299-56.0% |
| Admin fee / account holder | $1,236 | $7,999-84.5% | $15,900-92.2% | $6,924-82.1% |