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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,384 | $77,920-68.7% | $149,723-83.7% | $75,177-67.6% |
| Participation rate | 87.5% | 65.6%+21.9pp | 78.8%+8.7pp | 67.2%+20.3pp |
| Annual return | 9.00% | 31.72%-22.7pp | 134.50%-125.5pp | 160.75%-151.8pp |
| Employer contribution / active EE | $668 | $3,138-78.7% | $4,821-86.1% | $2,671-75.0% |
| Participant deferral / active EE | $2,082 | $3,411-39.0% | $5,682-63.4% | $4,126-49.5% |
| Admin fee / account holder | $7,987 | $5,951+34.2% | $13,215-39.6% | $5,651+41.3% |