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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,147 | $80,983-77.6% | $96,544-81.2% | $75,177-75.9% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 13.37% | 27.05%-13.7pp | 25.88%-12.5pp | 160.75%-147.4pp |
| Employer contribution / active EE | $996 | $2,282-56.4% | $2,966-66.4% | $2,671-62.7% |
| Participant deferral / active EE | $744 | $3,929-81.1% | $4,851-84.7% | $4,126-82.0% |
| Admin fee / account holder | $1,560 | $6,717-76.8% | $8,254-81.1% | $5,651-72.4% |