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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,906 | $86,298-82.7% | $111,308-86.6% | $85,847-82.6% |
| Participation rate | 100.0% | 73.3%+26.7pp | 77.3%+22.7pp | 69.3%+30.7pp |
| Annual return | 135.57% | 19.99%+115.6pp | 54.67%+80.9pp | 318.61%-183.0pp |
| Employer contribution / active EE | $1,401 | $2,044-31.4% | $2,732-48.7% | $2,565-45.4% |
| Participant deferral / active EE | $1,116 | $3,641-69.3% | $4,487-75.1% | $3,952-71.8% |
| Admin fee / account holder | $1,017 | $8,189-87.6% | $7,965-87.2% | $6,261-83.8% |