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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,392 | $100,262-46.7% | $81,370-34.4% | $145,897-63.4% |
| Participation rate | 80.0% | 74.3%+5.7pp | 69.5%+10.5pp | 80.3%-0.3pp |
| Annual return | 9.03% | 34.52%-25.5pp | 24.85%-15.8pp | 552.29%-543.3pp |
| Employer contribution / active EE | $1,114 | $2,979-62.6% | $2,464-54.8% | $4,663-76.1% |
| Participant deferral / active EE | $1,780 | $4,612-61.4% | $3,885-54.2% | $6,689-73.4% |
| Admin fee / account holder | $2,764 | $8,163-66.1% | $5,749-51.9% | $13,390-79.4% |