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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,392 | $100,147-46.7% | $81,286-34.3% | $145,877-63.4% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.5%+10.5pp | 80.3%-0.3pp |
| Annual return | 9.03% | 34.44%-25.4pp | 24.80%-15.8pp | 551.28%-542.3pp |
| Employer contribution / active EE | $1,114 | $2,977-62.6% | $2,463-54.7% | $4,663-76.1% |
| Participant deferral / active EE | $1,780 | $4,607-61.4% | $3,883-54.2% | $6,691-73.4% |
| Admin fee / account holder | $2,764 | $8,201-66.3% | $5,764-52.0% | $13,402-79.4% |