Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,074 | $69,977-61.3% | $108,582-75.1% | $62,881-56.9% |
| Participation rate | 58.1% | 72.9%-14.8pp | 79.6%-21.5pp | 69.3%-11.2pp |
| Annual return | 6.68% | 10.73%-4.0pp | -51.70%+58.4pp | 20.14%-13.5pp |
| Employer contribution / active EE | $1,005 | $2,135-52.9% | $3,758-73.3% | $2,281-56.0% |
| Participant deferral / active EE | $1,234 | $3,165-61.0% | $4,311-71.4% | $3,203-61.5% |
| Admin fee / account holder | $398 | $5,076-92.2% | $7,645-94.8% | $4,296-90.7% |