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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,700 | $102,429-27.1% | $147,096-49.2% | $80,925-7.7% |
| Participation rate | 66.7% | 75.9%-9.2pp | 82.2%-15.5pp | 67.7%-1.0pp |
| Annual return | 14.09% | 135.02%-120.9pp | 419.75%-405.7pp | 35.65%-21.6pp |
| Employer contribution / active EE | $3,077 | $3,716-17.2% | $4,936-37.7% | $2,756+11.6% |
| Participant deferral / active EE | $2,763 | $6,649-58.4% | $8,071-65.8% | $4,299-35.7% |
| Admin fee / account holder | $3,883 | $7,957-51.2% | $13,005-70.1% | $6,940-44.0% |