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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,372 | $89,370-34.7% | $141,197-58.7% | $72,976-20.0% |
| Participation rate | 79.1% | 75.1%+3.9pp | 82.5%-3.4pp | 69.5%+9.6pp |
| Annual return | 22.26% | 111.88%-89.6pp | 71.41%-49.1pp | 81.02%-58.8pp |
| Employer contribution / active EE | $2,846 | $3,115-8.6% | $4,736-39.9% | $2,440+16.6% |
| Participant deferral / active EE | $2,239 | $5,419-58.7% | $6,710-66.6% | $3,608-37.9% |
| Admin fee / account holder | $7,843 | $5,957+31.7% | $10,265-23.6% | $5,124+53.1% |