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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,561 | $54,370+90.5% | $82,763+25.1% | $68,490+51.2% |
| Participation rate | 92.3% | 63.9%+28.4pp | 72.6%+19.7pp | 67.9%+24.4pp |
| Annual return | -19.92% | -13.67%-6.2pp | 702.45%-722.4pp | -7.85%-12.1pp |
| Employer contribution / active EE | $7,313 | $2,219+229.5% | $3,008+143.1% | $2,597+181.6% |
| Participant deferral / active EE | $8,990 | $3,247+176.9% | $4,395+104.5% | $4,028+123.2% |
| Admin fee / account holder | $2,551 | $4,398-42.0% | $5,325-52.1% | $5,403-52.8% |