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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,552 | $90,486+110.6% | $78,676+142.2% | $273,972-30.4% |
| Participation rate | 100.0% | 76.5%+23.5pp | 73.6%+26.4pp | 83.0%+17.0pp |
| Annual return | 5.02% | 75.62%-70.6pp | 62.19%-57.2pp | 41.46%-36.4pp |
| Employer contribution / active EE | $9,801 | $3,175+208.7% | $2,850+243.9% | $4,869+101.3% |
| Participant deferral / active EE | $14,082 | $3,901+261.0% | $3,517+300.4% | $5,287+166.3% |
| Admin fee / account holder | $11,806 | $5,263+124.3% | $4,510+161.8% | $10,133+16.5% |