Retirement plan

UFCW INTERNATIONAL SAVINGS & RETIREMENT PLAN FOR U.S. OFFICERS AND EMPLOYEES

Name: UFCW INTERNATIONAL UNION - UFCW INTERNATIONAL SAVINGS & RETIREMENT PLAN FOR U.S. OFFICERS AND EMPLOYEES (2017) Form 5500
Creator: UFCW INTERNATIONAL UNION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, UFCW INTERNATIONAL SAVINGS & RETIREMENT PLAN FOR U.S. OFFICERS AND EMPLOYEES, UFCW INTERNATIONAL UNION

UFCW INTERNATIONAL UNIONEIN 53-0220586Plan #003PY 2017

1775 K STREET, NW - WASHINGTON, DC 20006202-223-3111

Prospect flagsHigh retiree %Low returnsLow participation

How to read this page

Total assets (EOY)

$61.4M

+11.0% from 2016

Total participants

461

-0.6% from 2016

Average account balance

$198,118

+17.1% from 2016

Annual return

12.47%

+13.14 pp from 2016

Benchmarks

See 808 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants250-999

Cohort808 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$67.29M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$160K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

420

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.57M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.04%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
FIDELITY INVESTMENTS INSTITUTIONAL2+ years Filed as: FIDELITY INV INST OPER CO INC Service code 37 · EIN 04-2647786	Loan Processing	$5,286

Plan features & details

Pension benefit codes2E2G2J2K

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
InformationalHigh retiree %
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.

Expense breakdown

Schedule H Part II

Admin total

$3K

$8 / participant

Investment mgmt$3K100.0%

% of EOY assets

0.004%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CALIBRE CPA GROUP PLLC
Auditor EIN: 470900880
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$198,118

$46,100+329.8%

$86,582+128.8%

$69,631+184.5%

Participation rate

52.7%

67.2%-14.5pp

73.5%-20.9pp

70.7%-18.0pp

Annual return

12.47%

21.02%-8.6pp

965.08%-952.6pp

27571.02%-27558.6pp

Employer contribution / active EE

$3,455

$1,850+86.8%

$2,839+21.7%

$2,032+70.0%

Participant deferral / active EE

$5,891

$2,432+142.2%

$3,609+63.2%

$3,224+82.7%

Admin fee / account holder

$94-90.9%

$4,904-99.8%

$110-92.3%

Provider

Service type

Compensation

FIDELITY INVESTMENTS INSTITUTIONAL2+ years

Filed as: FIDELITY INV INST OPER CO INC

Service code 37 · EIN 04-2647786

Loan Processing

$5,286

UFCW INTERNATIONAL SAVINGS & RETIREMENT PLAN FOR U.S. OFFICERS AND EMPLOYEES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

UFCW INTERNATIONAL SAVINGS & RETIREMENT PLAN FOR U.S. OFFICERS AND EMPLOYEES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion