Retirement plan

AMERICAN UNIVERSITY DEFINED CONTRIBUTION RETIREMENT PLAN

Name: AMERICAN UNIVERSITY - AMERICAN UNIVERSITY DEFINED CONTRIBUTION RETIREMENT PLAN (2018) Form 5500
Creator: AMERICAN UNIVERSITY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, AMERICAN UNIVERSITY DEFINED CONTRIBUTION RETIREMENT PLAN, AMERICAN UNIVERSITY

AMERICAN UNIVERSITYEIN 53-0196549Plan #001PY 2018

4400 MASSACHUSETTS AVENUE, NW - WASHINGTON, DC 20016202-885-2591american.eduLinkedIn1001-5000 employeeshigher education

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$899M

-9.0% from 2017

Total participants

6,855

-3.1% from 2017

Average account balance

$131,148

-6.1% from 2017

Annual return

10.49%

-11.76 pp from 2017

Benchmarks

See 265 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants1,000-4,999

Cohort265 peers

Snapshot2018

Participant deferral / active EE

$6,854

median $3,056

Employer contribution / active EE

$7,924

median $2,898

Participation rate

100.0%

median 86.6%

Avg account balance

$131,148

median $82,030

Admin fee / account holder

$15

median $35

Annual return

10.49%

median -3.07%

Overall peer rank

84of 100

84th percentileavg across 6 metrics

Analytics

2016 - 2025

Total assets (EOY)

Plan-year ending balance

$1.35B

Average account balance

Total assets / participants with a balance (line 6g)

$203K

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

6,676

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

63.1%

Contributions (total)

Employer and participant dollars contributed each year

$45.42M

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.15%

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$47

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Mutual / pooled
Stocks
Bonds
Cash
Real estate
Loans

Service providers

Top 3 by compensation

Provider	Service type	Compensation
FIDELITY INVESTMENTS INSTITUTIONAL2 years Filed as: FIDELITY INVESTMENTS Service code 37 · EIN 04-2647786	Loan Processing	$154,524
CAPFINANCIAL PARTNERS LLC3+ years Filed as: CAPFINANCIAL PARTNERS, LLC Service code 13 · EIN 26-0058143	Contract Administrator	$78,391
TIAA1 year Service code 52 · EIN 13-1624203	Indirect Investment Fees	$16

Plan features & details

Pension benefit codes2G2L2M2S2T

Plan features

2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$100K

$44 / participant

Contract admin$100K100.0%

% of EOY assets

0.011%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BDO USA LLP
Auditor EIN: 135381590
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$131,148

$87,173+50.4%

$59,899+118.9%

$75,289+74.2%

Participation rate

100.0%

74.5%+25.5pp

74.7%+25.3pp

72.4%+27.6pp

Annual return

10.49%

-2.14%+12.6pp

3.46%+7.0pp

-0.04%+10.5pp

Employer contribution / active EE

$7,924

$3,473+128.2%

$2,723+191.0%

$2,405+229.5%

Participant deferral / active EE

$6,854

$3,379+102.8%

$3,403+101.4%

$3,739+83.3%

Admin fee / account holder

$15

$75-80.5%

$3,592-99.6%

$102-85.8%

Provider

Service type

Compensation

FIDELITY INVESTMENTS INSTITUTIONAL2 years

Filed as: FIDELITY INVESTMENTS

Service code 37 · EIN 04-2647786

Loan Processing

$154,524

CAPFINANCIAL PARTNERS LLC3+ years

Filed as: CAPFINANCIAL PARTNERS, LLC

Service code 13 · EIN 26-0058143

Contract Administrator

$78,391

TIAA1 year

Service code 52 · EIN 13-1624203

Indirect Investment Fees

$16

AMERICAN UNIVERSITY DEFINED CONTRIBUTION RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

AMERICAN UNIVERSITY DEFINED CONTRIBUTION RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion