Retirement plan

NATIONAL ASSOCIATION OF POSTAL SUPERVISORS 401(K) PROFIT SHARING PLAN

Name: NATIONAL ASSOCIATION OF POSTAL SUPERVISORS - NATIONAL ASSOCIATION OF POSTAL SUPERVISORS 401(K) PROFIT SHARING PLAN (2017) Form 5500
Creator: NATIONAL ASSOCIATION OF POSTAL SUPERVISORS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NATIONAL ASSOCIATION OF POSTAL SUPERVISORS 401(K) PROFIT SHARING PLAN, NATIONAL ASSOCIATION OF POSTAL SUPERVISORS

NATIONAL ASSOCIATION OF POSTAL SUPERVISORSEIN 53-0188062Plan #002PY 2017

1727 KING STREET, SUITE 400 - ALEXANDRIA, VA 223142700703-836-9660naps.orgLinkedIn11-50 employeeslegislative office

Prospect flagsHigh feesLow participation

How to read this page

Total assets (EOY)

$196K

+18.6% from 2016

Total participants

+14.3% from 2016

Average account balance

$39,195

+18.6% from 2016

Annual return

13.21%

+7.07 pp from 2016

Benchmarks

See 32,058 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort32,058 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$395K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$56K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

87.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$38K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.96%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$9412

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$12K

$2400 / participant

Other / not subdivided$12K100.0%

% of EOY assets

6.123%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$39,195

$99,011-60.4%

$86,582-54.7%

$147,586-73.4%

Participation rate

40.0%

76.3%-36.3pp

73.5%-33.5pp

82.8%-42.8pp

Annual return

13.21%

1312.75%-1299.5pp

965.08%-951.9pp

578.59%-565.4pp

Employer contribution / active EE

$87

$3,132-97.2%

$2,839-96.9%

$4,876-98.2%

Participant deferral / active EE

$4,084

$3,972+2.8%

$3,609+13.2%

$5,439-24.9%

Admin fee / account holder

$2,400

$5,709-58.0%

$4,904-51.1%

$10,886-78.0%

NATIONAL ASSOCIATION OF POSTAL SUPERVISORS 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NATIONAL ASSOCIATION OF POSTAL SUPERVISORS 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion