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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,227 | $102,595+222.8% | $94,057+252.2% | $154,746+114.0% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 5.62% | 583.42%-577.8pp | 480.62%-475.0pp | 172.34%-166.7pp |
| Employer contribution / active EE | $21,512 | $3,147+583.5% | $2,933+633.4% | $4,379+391.2% |
| Participant deferral / active EE | $4,621 | $5,118-9.7% | $4,709-1.9% | $6,730-31.3% |
| Admin fee / account holder | $53,787 | $7,736+595.3% | $7,244+642.5% | $14,365+274.4% |