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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,076 | $92,684+70.6% | $82,706+91.1% | $134,509+17.5% |
| Participation rate | 62.5% | 75.2%-12.7pp | 72.6%-10.1pp | 81.2%-18.7pp |
| Annual return | -16.24% | 945.84%-962.1pp | 701.76%-718.0pp | 418.13%-434.4pp |
| Employer contribution / active EE | $840 | $3,272-74.3% | $3,007-72.1% | $4,741-82.3% |
| Participant deferral / active EE | $1,511 | $4,800-68.5% | $4,394-65.6% | $6,400-76.4% |
| Admin fee / account holder | $10,983 | $5,982+83.6% | $5,329+106.1% | $11,427-3.9% |