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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,916 | $72,273+34.1% | $101,275-4.3% | $79,856+21.4% |
| Participation rate | 48.0% | 68.5%-20.5pp | 75.8%-27.8pp | 69.6%-21.6pp |
| Annual return | 10.88% | 22.30%-11.4pp | 46.48%-35.6pp | 31.71%-20.8pp |
| Employer contribution / active EE | $1,480 | $2,691-45.0% | $3,660-59.6% | $2,471-40.1% |
| Participant deferral / active EE | $4,910 | $3,282+49.6% | $4,371+12.3% | $3,741+31.3% |
| Admin fee / account holder | $8 | $4,401-99.8% | $5,948-99.9% | $5,306-99.9% |